If Your are Struggling With Debt, There is a Way Out

Many businesses and individuals in New Jersey are facing insurmountable debt. At Markowitz O'Donnell, LLP, we understand the financial obstacles that have brought our clients to the point of considering a bankruptcy filing. This has shaped our approach — we focus on providing personal attention and affordable solutions to our clients.

The attorneys at our firm have helped hundreds of clients gain financial relief through filing for bankruptcy. Contact one of our lawyers to schedule a no-hassle, confidential appointment — we are ready to help you.

Extensive Bankruptcy Background

When a bankruptcy filing becomes your best option, we are well-prepared to help you. We offer comprehensive legal service in bankruptcy:

  • Chapter 7 —This chapter of the U.S. Bankruptcy Code can be a valuable financial tool for clients with few assets to sell and who qualify for this chapter based on their income (or lack thereof). A filing under this chapter — known as a straight or liquidation bankruptcy — can provide comprehensive protection from creditors, a discharge from debt in a relatively short time-frame and a fresh start. It also can be used by businesses seeking to cease operations and liquidate their assets.
  • Chapter 13 — This chapter, available only to individuals, enables debtors to reorganize their finances and use their future income to repay some or all of their debt using three- to five-year repayment periods.

We Will Not Rush You Into Filing for Bankruptcy

Our attorneys do not rush clients into filing for bankruptcy. Instead, we carefully listen to clients' individual situations and provide them with honest advice about viable legal options. Our hands-on approach helps us determine whether bankruptcy is the best solution for them, which type of bankruptcy filing would be a good fit and whether a different debt relief solution would give them better results.

Debunking the Myths and Fears Associated With Bankruptcy

There are many bankruptcy-related myths — including the myth that filing for bankruptcy will cause you to lose all of your property. At Markowitz O'Donnell, LLP, we are well-prepared to clearly answer your bankruptcy-related questions.

Protecting Clients on the Brink of Foreclosure

Often, we discover ways for our clients to work out their debts without filing for bankruptcy. We have represented families and individuals considering bankruptcy for more than three decades. Part of our success stems from a hands-on approach.

Our lawyers proactively negotiate with the property's bank for loan modification options. We seek to strike a deal with the bank to avoid foreclosure. We also negotiate with credit card companies and other lenders to have the terms adjusted. These techniques also help stop creditor harassment.

Bankruptcy for Businesses

Our firm has a business law background; this is particularly valuable in assisting business clients considering a bankruptcy filing. We negotiate directly with their lenders to workout effective payment plans. Our attorneys are often appointed as receivers or act as attorneys to receivers, to assist with the bankruptcy process. Find out more about bankruptcy solutions for businesses.

We are Ready to Help You

No matter what caused your financial strain — divorce, illness, accident or the downturn in the economy — we can help. Contact us today to discuss your financial situation in a confidential consultation. We will find the debt-relief path that is best for you. In addition to representing debtors, we also represent creditors during bankruptcy proceedings. Located in Lawrenceville, we serve clients throughout New Jersey. Call 609-482-3138 or 866-437-1189.

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.