Experienced Bankruptcy Attorneys in Mercer County
At Markowitz Gravelle, LLP, our understanding of the financial obstacles that have brought clients to the brink of bankruptcy has shaped our approach. Our attorneys do not rush clients into filing. Instead, we carefully listen to client's individual situations and provide them with honest advice about their options. Our hands-on approach helps us determine whether bankruptcy is the best solution, which type of bankruptcy would be a good fit or whether a different debt relief solution would give them better results.
Chapter 7 bankruptcy offers comprehensive protection and a fresh start for clients with few assets and a smaller income. Chapter 7 is available for people whose income is below the median income in New Jersey for a household of their size. If your income exceeds the median, you probably will not be eligible for Chapter 7, but may file Chapter 13. We can help you determine which type of bankruptcy you qualify for. To schedule an appointment with our Trenton Chapter 7 lawyers, please call 866-437-1189 or contact us online.
A Financial Fresh Start
In Chapter 7, many debts will be discharged so you will not have to repay them. Unsecured debt, such as credit cards and medical bills, are typically discharged.
Property secured by a loan, such as a house or a car, may be liquidated. You may be able to keep your home and vehicle if you reaffirm your loans with the lenders and are able to keep making payments. Generally, Chapter 13 is a better option for keeping assets.
The attorneys at our firm have helped hundreds of clients gain financial relief by filing Chapter 7. However, we can also find debt relief solutions without filing bankruptcy. For example, we can negotiate with credit card companies and other lenders to have the terms adjusted.
Ready to Help You
When bankruptcy becomes your best option, we are well-prepared to help you. Please call us in Lawrenceville at 866-437-1189 to speak with one of our experienced lawyers.
For more information, reference one of our articles on bankruptcy.
