Helping Consumers Stop Debt and Bill Collector Harassment
Many businesses, individuals and couples who are struggling with debt wait until they are being harassed by creditors to seek help. If you have been unable to make payments, your creditors may turn your account over to their lawyers or a collection agency. Now, you may be facing wage garnishment, foreclosure and harassing phone calls.
Consumers and businesses can stop creditor harassment by filing for bankruptcy. The bankruptcy lawyers at Markowitz Gravelle, LLP, can explain how bankruptcy may work for you or your business. If bankruptcy is not right for you, we may be able to offer alternatives such as negotiating with your creditors. To schedule an appointment, please call our Trenton creditor harassment attorneys at 866-437-1189 or contact us online.
How Bankruptcy Can Help
All chapters of bankruptcy provide the benefits of the automatic stay. Once you have filed, the automatic stay suspends all collection activities during the bankruptcy process. This includes harassment such as:
- Phone calls and letters
- Visits to your home or workplace
- Contacting your family or loan co-signers
- Wage garnishment
In addition, the automatic stay prohibits lenders from repossessing vehicles, seizing other collateral and foreclosing on liens.
If lenders violate the automatic stay or the Fair Debt Collection Practices Act, we may be able to take action against them. Our attorneys understand how creditors operate and know how to protect you if they are unlawfully pursuing payment from you.
The Sooner You File, the Sooner We Stop the Harassment
If you file for bankruptcy earlier in the process, you can stop creditor harassment before it starts. Please call us at 866-437-1189 to speak with one of our experienced lawyers. Located in Lawrenceville, the firm represents individuals and businesses throughout Mercer County and the surrounding area.
