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Take these steps if you can’t pay your medical bills

There is no worse feeling than receiving a costly medical bill in the mail. Furthermore, your stress can worsen if you come to find that you are unable to pay the bill on time and in full.

Fortunately, there are some steps you can take if you are unable to pay your medical bills:

Don’t believe these myths about settling credit card debt

If you find yourself bogged down by credit card debt, it's easy to believe that there is no way out. Fortunately, this nothing more than a myth.

Despite the fact that you are in a difficult position, there are steps you can take to regain control of your finances.

A truck accident can cause many types of serious injuries

As the driver of a passenger vehicle, you hope that you are never involved in an accident. Unfortunately, there is no way of knowing if this will happen at any point in the future. For this reason, the best thing you can do is prepare yourself for anything that could come your way.

It's important to understand the damage and injuries that can result from an accident with a truck. Due to the size difference alone, a truck accident can lead to serious injuries such as:

Have you answered these important bankruptcy questions?

Are you seeking debt relief? Are you leaning toward filing for bankruptcy? Are you ready to make a move in the near future?

Before you do anything, you should first answer a variety of important questions associated with bankruptcy. Be sure to address the following:

Tips teen drivers should follow on prom night

In New Jersey, April not only signifies the official start baseball season, it also notes the beginning of prom season. High school students from across the state look forward to their party and make memories that will last forever.  

While kids look forward to prom night, parents and law enforcement agencies alike know that risky behavior during these evenings could lead to tragic accidents. In fact, the months between prom night and graduations is when more accidents are likely to occur.

Tips for car buyers emerging from bankruptcy

For those emerging from bankruptcy, they are certainly entitled to the fresh financial start promised through the U.S. Bankruptcy Code. This often means the ability to obtain new credit accounts or qualifying for a new home loan. For many, it means shopping for a car.

This process may be intimidating for a number of reasons. The heavily advertised, low cost loans may not be offered to former bankruptcy debtors. Conversely, ridiculous, high interest rate loans may be crammed down their throats. However, former debtors do not have to settle for these high-risk loans that will likely create the same financial problems that drove them to bankruptcy in the first place.

The impact of bankruptcy on unsecured debt

Many people understand the benefits of bankruptcy, however, they neglect to learn more as they are concerned about the negative impact it will have on their life. More specifically, they're concerned about what type of debt will be discharged and if they'll lose any of their assets.

This leads to an important question: What impact does bankruptcy have on unsecured debt?

Can Chapter 13 bankruptcy discharge student loan debt?

There may come a point when you realize you have no choice but to consider Chapter 13 bankruptcy. You don't qualify for Chapter 7, however, you know that you need some help in regards to getting your finances back on track.

It's easy to believe that Chapter 13 bankruptcy is the answer to all your problems. And while it may be able to help in some ways, such as allowing you to reorganize your debt, you need to remember this: Some types of debt don't come into play.

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