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Mercer County Legal Blog

Lenny Dykstra to face charges in court for drugs, threats

If you've ever faced drug charges, you know how quickly they can change your life. One minute, you could be living well, enjoying your family, friends and freedoms. The next, you could face time behind bars.

Take, for example, this case involving Major League Baseball player Lenny Dykstra. He is facing charges for drugs and for making threats.

People go into bankruptcy for a multitude of reasons

Chapter 7 bankruptcy has the potential to help you in a time of crisis. If you don't see a way out of dire financial straights, then Chapter 7 may be the best solution for you.

One of the reasons people go into bankruptcy is medical debt. Medical debts are usually unsecured debts, which means that they can be dismissed upon request in a court. There are ways to negotiate down bills, but when they could total in the thousands, it's no wonder so many people turn to bankruptcy for assistance.

Top reasons to choose Chapter 13 bankruptcy

In the event that you don't qualify for Chapter 7 bankruptcy, you shouldn't necessarily assume that it's time to move past this idea. Instead, you may come to realize that Chapter 13 bankruptcy is an option for improving your financial standing.

Here are some of the top reasons to choose Chapter 13 bankruptcy:

  • You don't qualify for Chapter 7: It may be frustrating to realize you don't qualify for Chapter 7, but there are many benefits of Chapter 13 bankruptcy. This is typically the top reason for choosing Chapter 13.
  • You're okay with the idea of repaying debt: Some people would rather repay their debt over the course of a three- to five-year payment plan, as it gives them peace of mind in knowing they did the right thing.
  • To save your home from foreclosure: Through a Chapter 13 bankruptcy filing, you may be able to permanently stop the foreclosure process, thus allowing you to remain in your home despite your past troubles.
  • You want to keep your car: Just the same as your home, a Chapter 13 bankruptcy filing can stop the repossession of your car by repaying any missed payments and future debt through your payment plan.

Do you watch for these signs of drowsy driving?

As a driver, you have the goal of never being part of an accident. You know that this can result in serious injury, not to mention severe damage to your vehicle.

With this in mind, you must understand the most common causes of car accidents, including drowsy driving.

Pay off debt with creative solutions

When you're trying to pay off debt, it can be hard to imagine ever getting to a point where it is finally paid off. It is especially difficult if you are struggling from paycheck to paycheck. The good news is that there are plenty of options to pay off debt that you have .

While a bankruptcy or consolidation loan could be the answer for you, the first things that you should consider are alternative ways to make money and quickly pay down what you owe.

Spotting a drunk driver can help keep you safe

Even if you understand that driving under the influence of alcohol is a horrible mistake, it doesn't mean that other drivers take the same stance. Instead, despite the laws in place, they continue to drink and drive.

The ability to spot a drunk driver who's sharing the road with you can help keep you safe. Here are some of the key signs that someone may be under the influence:

  • Driving the wrong way on a one-way street
  • Neglecting to use headlights when driving at night
  • Making an illegal turn
  • Inability to stay in their lane of travel
  • A long pause before pulling away from a traffic signal
  • Striking other objects, such as signs or cars
  • Driving slower or faster than the posted speed limit
  • Rapid acceleration
  • Tailgating other vehicles
  • Driving in the middle of the road instead of choosing a lane
  • Drinking alcohol while driving
  • Driving with their face extremely close to the windshield

Even lottery winners can end up in bankruptcy

When you think about debt relief, you might automatically think about bankruptcy. It's one of the many options that exist to help you get your finances on track.

The reality is that bankruptcy isn't right for everyone, but it could be right for you in certain circumstances. What's interesting is that even people with significant amounts of money may need to turn to bankruptcy if they simply run out of funds or don't have enough to pay off their debts.

Can a balance transfer solve your financial problems?

There may come a point when you find that you have debt spread over several loans. While this is common, there's no doubt that you may begin to feel bogged down at some point.

Take, for example, someone with three separate credit cards with three separate balances. Although you can pay down each one over time, doing so means a lot of money out of your pocket for finance charges. Not to mention the difficulties of staying organized.

What does income tax fraud involve?

No matter who you are or how diligent you are, there will be times when you make mistakes on your tax returns. For example, if you're adding or subtracting numbers, there's always a chance you could make a math error -- thus impacting how much money you pay.

While a mistake can result in having to pay penalties and interest, it's not a crime. The Internal Revenue Service (IRS) expects this, and it will simply ask that you fix the error and pay any additional money that you owe.

How long is bankruptcy on your record?

Bankruptcy is not always a bad option when it comes to getting yourself out of debt. Though many believe it should be the last-ditch effort, it does have its place in the financial world as a kind of relief for those who are in over their heads with debt.

While there are many kinds of bankruptcy that you can choose, one that is most commonly discussed is Chapter 7. Chapter 7 bankruptcy, also known as liquidation bankruptcy, requires individuals to part with many of their assets in exchange for the forgiveness of debts.

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