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Mercer County Legal Blog

Don’t fall prey to a debt settlement or credit repair scam

If you find yourself learning more about debt relief, you know one thing to be true: You hope to make immediate progress.

Unfortunately, this can lead to a situation in which you don't always think clearly. Instead, you're willing to try out any service that promises to fix your problems.

What should you include in an emergency car kit?

Even though you hope you are never part of a car accident or stranded on the side of the road, you can't predict the future. For this reason, you need to prepare for the worst.

This means many things, such as packing an emergency car kit. With this in your trunk, you'll always feel better should something go wrong while you're on the road.

Can you sue because your doctor failed?

You went to the doctor, trusting him or her to cure your ailment. The doctor gave you a medication and told you it would likely work.

It didn't. In fact, it led to complications, and your initial condition also progressed while you were taking a medication that wasn't doing you any good. You feel far worse now, and it's clear that your doctor failed.

Can anyone be accused of insider trading?

Most of the time, "insiders" are those who own at least 10 percent of a company's stock or some type of high-end executive.

After all, insider trading is simply using information that has never been released to the public to make a trade that then turns profitable based on that information. The stock market is intended to offer the same opportunity to all, so only public information can legally be used.

How to drive safely when winter weather strikes

As one of our New Jersey readers, you know that winter weather can move into your area at any time. Just because the temperature is above freezing today doesn't mean this will last forever.

For this reason, you need to know what it takes to drive safely when winter weather strikes. While there is no way of knowing what you will face when you're behind the wheel, here are some tips that can keep you safe:

  • Slow down. In dry conditions, a following distance of three seconds is enough for you to feel safe. However, when the roads are wet, you need to allow for stopping time of eight to 10 seconds.
  • Avoid getting stuck. This is not always possible, but there are steps you can take to avoid getting stuck in heavy snow or ice. For example, don't attempt to power up a hill that is covered in snow and/or ice. Also, do your best to keep your momentum, as it can be difficult to start back up after coming to a stop.
  • Know what to do in the event of a skid. This can happen when you least expect it, and you'll want to stay claim, avoid slamming the brakes and steer in the direction you want to travel.

Car accident sends van into lake, killing 2

A tragic car accident in New Jersey took two lives when a van plunged into a freezing lake in the middle of January.

The crash happened on Route 130, which runs next to Olympia Lakes. Two people were in a van, waiting to drive across Route 130.

Debt doesn’t have to stop you in your tracks

It doesn't matter how much debt you have accumulated, there is always a way out. There is no reason to believe that you have to live with mounds of debt for the rest of your life.

Once you understand the many strategies you can employ, it all comes down to making the right decision in regards to what you do next.

Car insurance and things you need to do following a crash

If you're in a motor vehicle accident, you know that the aftermath can be full of many twists and turns. Regardless of the relationship that you have with your insurance company, you need to touch base as soon as possible.

Here are some of the many things that you need to do:

  • Review your policy to ensure that you understand your coverage and what you should receive from your insurance company
  • Call your agent as soon as you can to let him or her know exactly what is going on
  • Keep detailed notes of every conversation you have with your agent and other insurance representatives
  • Take pictures of the accident scene, as well as your injuries, as these can come in handy if you attempt to collect compensation
  • Be honest and to the point with your insurance company, all without answering any questions that make you uncomfortable

How do you improve your credit score after bankruptcy?

There are many benefits of filing for bankruptcy. At the same time, there are just as many reasons why you may not want to consider this unless you have no other choice.

Many people shy away from bankruptcy because they have concerns about the impact on their credit score. While there is no denying the fact that filing for bankruptcy will cause some harm, this isn't reason enough to turn away.

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