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Car accident sends van into lake, killing 2

A tragic car accident in New Jersey took two lives when a van plunged into a freezing lake in the middle of January.

The crash happened on Route 130, which runs next to Olympia Lakes. Two people were in a van, waiting to drive across Route 130.

Debt doesn’t have to stop you in your tracks

It doesn't matter how much debt you have accumulated, there is always a way out. There is no reason to believe that you have to live with mounds of debt for the rest of your life.

Once you understand the many strategies you can employ, it all comes down to making the right decision in regards to what you do next.

Car insurance and things you need to do following a crash

If you're in a motor vehicle accident, you know that the aftermath can be full of many twists and turns. Regardless of the relationship that you have with your insurance company, you need to touch base as soon as possible.

Here are some of the many things that you need to do:

  • Review your policy to ensure that you understand your coverage and what you should receive from your insurance company
  • Call your agent as soon as you can to let him or her know exactly what is going on
  • Keep detailed notes of every conversation you have with your agent and other insurance representatives
  • Take pictures of the accident scene, as well as your injuries, as these can come in handy if you attempt to collect compensation
  • Be honest and to the point with your insurance company, all without answering any questions that make you uncomfortable

How do you improve your credit score after bankruptcy?

There are many benefits of filing for bankruptcy. At the same time, there are just as many reasons why you may not want to consider this unless you have no other choice.

Many people shy away from bankruptcy because they have concerns about the impact on their credit score. While there is no denying the fact that filing for bankruptcy will cause some harm, this isn't reason enough to turn away.

What to do after an instance of medical malpractice

The term "medical malpractice" is enough to scare most people. However, if you actually find yourself dealing with an instance of medical malpractice, you'll soon realize that your life is changing in many ways.

While you must do whatever it takes to protect your legal rights, there's nothing more important than your health. So, even if you have a medical malpractice claim, you don't want to stop caring for yourself. You need to find a medical team that can provide you with the assistance you need.

What happens if you are unable to pay your mortgage?

Buying a house is one of the greatest days of your life. This is sure to put a smile on your face, as you realize the American dream.

Unfortunately, many people come to find at some point that they are unable to make their mortgage payments. While this is a difficult situation, it's not the end of the world. There are steps you can take to put yourself in a better spot in the future.

Head and back injuries are a concern in a car accident

There is never a good time to be part of a car accident, as any incident has the potential to cause serious injury or even death.

Unfortunately, even when you're obeying the rules of the road, there are other drivers who aren't taking the same level of care.

It’s a must to avoid these Chapter 13 bankruptcy mistakes

Filing for Chapter 13 bankruptcy can solve many financial problems. But it's also easy to make a mistake when filing that slows you down and makes it difficult for you to improve your finances.

Here are a handful of Chapter 13 bankruptcy mistakes that have plagued many people before you:

  • Delaying the receipt of a credit counseling certificate. If you want to file for Chapter 13 bankruptcy, you need to first complete a credit counseling course.
  • Hiding assets from the court. You must be open and scrupulously honest regarding your financial situation, which means never hiding anything from the court.
  • Running up more debt and planning to eliminate it through bankruptcy.
  • Transferring assets before applying for Chapter 13 bankruptcy, with the intention of hiding them from the court.
  • Forgetting to file all the necessary paperwork.

What type of people are less likely to wear a seat belt?

Most people have come to find that wearing a seat belt is important to remaining safe in the event of an accident. This is no guarantee that you won't suffer an injury, but a seat belt is meant to keep you safe.

Unfortunately, many people hit the road before they fasten their seat belt. As a result, they're putting themselves in a dangerous position in the event of an accident.

What could lead you to file for Chapter 7 bankruptcy?

When you look at your financial situation right now, you may not see any reason why you would have to consider Chapter 7 bankruptcy in the future.

However, you know that things can and probably will change as the months and years go by.

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