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December 2014 Archives

When foreclosure looms

Poor finances or just bad luck can put heavy financial stress on mortgage-paying homeowners. If foreclosure looms, several options are available. The foreclosure process in New Jersey, as in other states, is a relatively lengthy and complex procedure that all parties want to avoid. It's important, above all, to keep lines of communication open and to cooperate with the lender on any late-payment issues.

Man charged with DUI after allegedly passing out in car

According to reports by the Riverdale Police Department, an allegedly drunk man dressed as an elf was found passed out behind the wheel of a car on Dec. 19. Officers reportedly responded to a call regarding a suspicious vehicle around 3:30 a.m. They claim they smelled a strong odor of alcohol coming from the man and his vehicle.

Types of skull fractures that could be caused by a crash

All New Jersey drivers and vehicle occupants are at risk for becoming involved in a car accident every time they pull out of the driveway or parking spot. Even in car accidents that do not appear serious, there is a chance that an occupant could suffer a skull fracture. Because the skull protects the brain, some skull fractures could be accompanied with a brain injury.

8 detained for involvement in drug ring

On Dec. 11, New Jersey law enforcement officials took into custody eight individuals who allegedly participated in a national drug trafficking network. Authorities reported that another individual was detained in Pennsylvania for alleged involvement with the drug network. Furthermore, officials indicated that they are still searching for two additional suspects in California.

Driving while distracted

Distracted driving is a big problem for drivers in New Jersey. According to the CDC, drivers who do not have their full attention on the road are involved in nine fatal crashes each day. The number of distraction-related crashes has increased dramatically in recent years. All of the available data indicates that more people are being injured or killed as the result of distracted driving.

Drug courts in New Jersey

The New Jersey judicial system provides that certain drug crimes may be prosecuted through the state's drug courts as opposed to the regular criminal court system. Cases sent to drug courts are focused on rehabilitation and treatment of an individual who is addicted to drugs or alcohol, and the offenses eligible are those that are determined to be due to such addictions. These courts specifically accept nonviolent drug offense cases.

Mortgage liens and bankruptcy

A New Jersey homeowner who is facing difficulties in managing finances might evaluate the possibility of bankruptcy for curbing problems related to debt collection. Although this could provide a new start in one's finances, there may be an interest in keeping a home. A second mortgage creates a lien against the title, and there may be questions as to whether a second mortgage be discharged during the bankruptcy.

Is bankruptcy or debt relief in New Jersey better?

Consumer debt has reached its highest rate ever recently. Many consumers are finding their overall debt to be overwhelming. It's important that they avoid being taken in by ads that promise a quick and easy fix for the problem. According to the Federal Trade Commission, it is crucial that debtors be careful when responding to such ads.

The dangers of whiplash after a traffic accident

Whiplash is one of the most common injuries suffered in New Jersey car accidents. Whiplash is often only identified by descriptions of the victim's pain and not by distinctive cuts, fractures or bruises. This has led many to believe that whiplash is not a real condition and is only used as justification for pursuing litigation. However, it is a real medical issue that can lead to a number of symptoms and harmful disorders. Clinical studies have shown that if left untreated, whiplash might lead to long-term disability.

New collision avoidances technologies gain acceptance

The automobiles on the road in New Jersey may be equipped with modern collision avoidance mechanisms that could help make the streets safer and reduce the incidence of injuries and fatalities by a significant amount. New safety technologies that help to prevent rear-end collisions and running off the road may someday be as commonplace as seat belts are right now.

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