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April 2015 Archives

Study shows danger of distracted driving

Some New Jersey drivers may have heard that the National Highway Traffic Safety Administration has recommended that they should not look away from the road for more than two seconds, but a study by the Liberty Mutual Research Institute for Safety indicates that even that brief amount of time can be dangerous. According to the study, it takes drivers a few moments to fully refocus on the road after looking away, and this means that hazards can be missed.

How financial infidelity can affect an individual after divorce

Divorce is often expensive, but it can be even more expensive when a couple owes money to the state or federal government for taxes. If one spouse refuses to pay his or her fair share of a tax bill, the other spouse may be on the hook for the amount owed. It is important for New Jersey couples to pay close attention to all aspects of their financial activities in order to avoid serious problems, such as owing large amounts to the IRS, after divorce. In fact, experts estimate that many people are living in ignorance of their spouse's financial "infidelity."

What to do after a New Jersey car accident

A car accident is a stressful event. It is very easy to make bad decisions in the heat of the moment, especially for those who are injured. However, making a poor judgement call at the scene of the accident, such as refusing medical service, can cause the victim to lose their opportunity to collect compensation later. It may be important that those who are victims of a New Jersey car accident understand what to do in order to protect their rights.

Staying safe on wet New Jersey roads

As the weather gets warmer in the spring, wet roadways can cause safety issues for drivers. However, a driver can do several things to ensure that they avoid getting into an automobile accident. Those who understand roadway safety suggest that drivers maintain a safe following distance on wet roads. In most cases, a driver should stay at least two seconds behind the car in front of him or her.

Some student loans can be discharged in bankruptcy

Many people in New Jersey with debt problems are dealing with student loans taken out from private lenders that they cannot afford to pay back. Although there is a popular belief that these types of obligations cannot be discharged in bankruptcy, this is not entirely accurate. In fact, it may only take a person about 90 days to have many types of private student loans discharged in a Chapter 7 bankruptcy.

Loophole may lead to free homes for New Jersey residents

If a homeowner does not pay their mortgage on time, it is possible that the lender could start the foreclosure process. Foreclosure is the legal proceeding by which the lender can take back ownership of a property. However, if the case takes too long to resolve, a statute of limitations may apply. Typically, a case must be open for 5 years or longer before a statute of limitations claim can be made.

Spousal social security benefits after a divorce in New Jersey

It is not uncommon for individuals to claim social security benefits from their spouse's work history instead of their own if their spouse's benefits are higher or if that person did not work long enough to be eligible for their own benefits. If a couple divorces, a person's ability to claim social security benefits and survivor's benefits on a former partner's work history changes, and in some cases, they may not be able to collect these benefits at all.

Changes in drunk driving law sent back to legislature

Some New Jersey residents may know that a bill concerning drunk driving penalties passed both legislative houses but was rejected by Gov. Chris Christie and sent back with revisions. The bill dealt with the length of time an offender's license is suspended in New Jersey and the use of ignition interlock devices.

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