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August 2015 Archives

Facebook profile at play in child custody case

As New Jersey parents face off over child custody matters, they may want to consider the impact their social media accounts could have on official decisions. Although a profile may be private, a New York judge has required that the login credentials for a woman's account be provided in connection with the custody case involving her 4-year-old son. The father in the case has alleged that he is the primary caregiver for the child.

New Jersey drivers may be safer with new early warning technology

In the summer of 2014, comedian Tracy Morgan was in a limo that was struck by a man driving a Wal-Mart truck. Morgan suffered serious injuries, and the driver of the truck has reportedly been awake for 28 hours prior to the accident. In an effort to prevent accidents related to drowsy driving, automakers are including warning systems which alert the driver to lane departure and forward collision.

Using the snowball method to pay off debts

A study that will be published in the Journal of Marketing Research reveals that tackling small goals may make it easier to pay down large amounts of debt. However, starting with smaller balances may not be the best plan for all New Jersey borrowers. This is because paying off debts with higher interest rates may enable a consumer to pay off the debt balance sooner and reduces the amount of interest that will have to be paid overall.

Average credit card debt balances are rising

Many people in New Jersey have credit card debt that will take a long time to pay off. When a person's credit cards are maxed out, the credit utilization numbers can wreak havoc on their credit score. Although making the minimum payment each month may keep interest charges from adding up, these payments do little to chip away at the actual debt.

Initial New Jersey divorce attorney consultation

A New Jersey resident who is contemplating a divorce will often want to obtain the assistance of an attorney. It is important to do this well in advance of any court proceedings to allow the attorney enough time to become familiar with the case. Before doing any of this, however, the attorney will always check that no conflicts of interest exist that would prevent him or her from representing the client.

New Jersey residents and credit card interest rates

According to information from the Federal Reserve, the total amount of credit card debt in the country in May 2015 was $901 billion, which is a 3.19 percent increase from the previous year. People are apparently taking on additional credit card debt and not paying their balances off, and that debt may increase even further if an expected interest rate hike takes place.

Juvenile probation not always good for youth

Many young people in New Jersey enter into the juvenile justice system each year. As there has been an increasing drive to sentence kids to alternatives to detention, an increasing number are placed on juvenile probation. There are some indications that juvenile probation does not always work, and it may actually do some kids more harm than good.

Alternatives to jail or prison time

Sentences for a crime do not always include jail or prison time. Alternative sentences are designed to punish or deter further crime without making the defendant serve time. Examples of alternative sentences in New Jersey and across the United States include probation, suspended sentences, fines, restitution and adjudication diversion programs.

Credit card debt consistent across the country

New Jersey residents may not know that the amount of money Americans owe on their credit cards is fairly consistent across the country. A survey of credit card debt levels in the nation's largest metropolitan areas conducted by CreditCards.com found only a $900 difference in average debt levels between the most indebted and least indebted cities. The credit card information and comparison website published its findings on July 26.

Brother of Alicia Silverstone arrested for drugs

New Jersey movie fans may be interested to learn that actress Alicia Silverstone's brother was recently arrested on drug possession charges in California. According to law enforcement authorities with the Mendocino County Sheriff's Office, Mr. Silverstone was taken into custody on charges of cultivation and sale of marijuana in Redwood Valley on July 27.

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