If you find yourself involved in a motor vehicle accident, it's important to first focus on your health.
Any injury, regardless of how minor it may appear, should be treated by a medical professional. Remember, some injuries don't present serious symptoms right away.
Once you feel better about your health and well being, it's time to learn more about your legal rights. More specifically, the steps you can take to receive compensation for any injuries and damages suffered in the accident.
When making a car insurance claim, don't assume that your agent is on your side. Instead, keep one thing in mind: insurance companies are in the business of settling claims for as little money as possible.
Here are some things you should never do when making a car insurance claim:
-- Don't provide a written or recorded statement unless you know what you're saying and what it could mean to your claim.
-- Don't accept the first estimate provided by the insurer.
-- Don't sign anything until you obtain legal advice.
-- Don't accept a "final payment" check, as this will bring your claim to a close.
-- Don't wait to make a claim. You may not be able to contact your insurance company right away, but do so as soon as possible.
Nobody wants to make a car insurance claim, but you shouldn't hesitate to do so if you find yourself involved in an accident. You have a contract with your insurance company, and you should expect to receive the benefits that you deserve in a timely manner.
Source: FindLaw, "Car Insurance Claims: Dos and Don'ts," accessed Jan. 30, 2017