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You should never believe these bankruptcy myths

There is no denying the many challenges associated with filing for bankruptcy. It doesn't matter if you opt for Chapter 7 or Chapter 13, there will always be something standing between you and the end of the process.

Making things even more difficult is the fact that there are many bankruptcy myths that could confuse your situation. Here are some of the most common:

-- You can only file for bankruptcy one time.

-- You will never again be able to secure a loan after filing for bankruptcy.

-- You will not qualify for either type of bankruptcy.

-- You will lose all of your personal possessions if you file for bankruptcy.

-- Your employer has the right to fire you if they find out that you filed for bankruptcy.

-- You will lose your home if you file for bankruptcy.

-- Creditors can still attempt to collect from you.

All of these myths can make it difficult to separate fact from fiction. As a result, you may end up avoiding bankruptcy when this is actually the best financial move you could make at the present time.

At our law firm, we help people better understand the finer details associated with the bankruptcy process.

If you find yourself in a bad financial situation, if you realize that you need help, it's time to focus on the pros and cons of Chapter 7 and Chapter 13 bankruptcy. By taking the right steps and understanding the process, you can easily make decisions that will improve your finances now and in the future.

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