As someone struggling with debt, you've probably already considered ways of reducing what you owe. You might have cut back on your extras, like eating out or having cable TV. You might have looked for a better job or tried other ways to lower your payments.
If you've ever faced drug charges, you know how quickly they can change your life. One minute, you could be living well, enjoying your family, friends and freedoms. The next, you could face time behind bars.
Chapter 7 bankruptcy has the potential to help you in a time of crisis. If you don't see a way out of dire financial straights, then Chapter 7 may be the best solution for you.